Magazine · Topic
Goals, planning & psychology
Setting goals, deciding sell rules, getting through bear markets and living off Bitcoin.
- · 13 min readWithdrawal Strategies: The 4% Rule with BitcoinThe 4% rule with bitcoin: four withdrawal strategies, tested from the 2017 and 2021 price peaks. How to withdraw without selling too much at the bottom.
- · 14 min readHow to Create a Bitcoin Exit PlanBitcoin exit plan in 7 steps: target in euros, core holding, rules tied to Power Law zones, taxes in DE, AT, CH. With a fully calculated example plan.
- · 12 min readFOMO, Panic and Capitulation: The Typical Bitcoin MistakesBitcoin FOMO, panic selling, capitulation: how the cycle of greed and fear costs money, what real price data shows and how to stop it with rules.
- · 12 min readTaking Bitcoin Profits: Partial Sales by Rules, Not EmotionsTake bitcoin profits with a plan: when you sell, how much, what you never sell and what taxes change. With examples in euros and francs.
- · 13 min readBitcoin-Backed Loans: Borrow Instead of SellingBitcoin-backed loans explained: how loan-to-value and liquidation work, what a loan costs and when borrowing beats selling. With a calculator.
- · 15 min readBitcoin and Divorce: What Needs to Be Settled?Bitcoin in a divorce in Germany, Austria and Switzerland: how coins count in the division, which cut-off date applies and how to split them cleanly.
- · 11 min readWhy Diversification Works Differently with BitcoinDiversification with bitcoin: why a small share does a lot, altcoins don't spread risk, and custody, savings and income matter more than coins.
- · 11 min readHODL Psychology: How to Handle Bitcoin's VolatilityUnderstanding HODL psychology: why bitcoin crashes hurt so much, how often you see losses and which rules help you ride out volatility calmly.
- · 13 min readCognitive Biases in Bitcoin InvestingTwelve thinking errors that cost bitcoin investors money, from anchoring to survivorship bias, each with a bitcoin example and a countermeasure.
- · 13 min readThe Psychological Trap of SellingWhy selling bitcoin is so hard: anchoring to the all-time high, regret, the disposition effect, identity and taxes. And how to defuse the traps.
- · 15 min readLiving Off Bitcoin: What It Really TakesLiving off bitcoin: how much BTC you need, why a buffer for two years of bear market works and what taxes and health insurance cost. Run the numbers.
- · 10 min readBecoming a Wholecoiner: The Road to One Whole BitcoinBecoming a wholecoiner: how long it takes to save one whole bitcoin, why it gets harder every year and which milestones help. Do the math now.
- · 14 min readHow Many Sats Do I Need to Retire? How Much Bitcoin Is EnoughHow much bitcoin is enough to retire: your pension gap, 4% withdrawal and the Power Law floor give your number in sats. With a table in EUR and CHF.
- · 13 min readThe Difference Between a Goal and a StrategyGoal or strategy? The goal is the destination, the strategy the route. Two worked examples show how to check both and write them down.
- · 13 min readWhy Most Holders Sell Too EarlySelling bitcoin too early: what selling at +50 %, +100 % or +300 % cost in each cycle, why holders do it and how a written plan helps.
- · 11 min readHow to Talk to Your Partner and Family About BitcoinHow to talk to your partner about Bitcoin without a fight: a conversation guide, shared rules, a crash test in USD and EUR and an emergency plan.
- · 16 min readSet and Plan Your Bitcoin GoalSet your bitcoin goal in 5 steps: amount in euros or francs, target date, savings rate, selling rules and your why. With a sample plan. Start planning.